Stirling House Independent Financial Advisers and Stirling House IFAs are the marketing terms used to describe the representatives of Stirling House Financial Services Limited. Stirling House Financial Services Limited is

authorised and regulated by the Financial Services Authority No. 413234. Registered Office:

Willow End Park, Blackmore Park Road, Malvern, WR13 6NN. Registered in England No. 5112844

Stirling House - Coventry Independent Financial Advisers

For independent financial advice in the Coventry and Warwickshire area

call us on 0845 68 68 268

Buildings and Contents Insurance - there are many Insurances associated with taking out a mortgage, building & contents, life insurance, critical illness insurance and accident, sickness and unemployment. However building cover is the only one which is compulsory with most lenders not allowing a mortgage to complete until this cover is in place. In the event that the property is badly damaged by fire, flood etc it is very likely that the contents would also be damaged and so it makes sense to take out contents cover as well.

Life Insurance - although not compulsory this is always recommended so that should the person covered die the mortgage would be paid off, thus removing the need for any remaining spouse or heirs to sell the property if they were unable to get a mortgage.

Critical Illness Insurance - covers such things as cancer, strokes and other major illnesses. With critical illness cover there is no necessity for the illness to be terminal as the insurer will sometimes pay out when the critical illness is diagnosed.

Accident, Sickness and Unemployment Insurance - again not compulsory but is recommended, especially for those who have very little job security or those whose employer only pays minimal sickness benefit or none at all.

We are authorised by the FSA to provide advice and mediation in respect of insurance, so we can advise you on any mortgage protection requirements that you may have - call us for any advice that you may need.

Mortgage Protection at Stirling House Coventry