Stirling House Coventry
Tel: 0845 68 68 268
Stirling House Independent Financial Advisers and Stirling House IFAs are the marketing
terms used to describe the representatives of Stirling House Financial Services Limited.
Stirling House Financial Services Limited is
authorised and regulated by the Financial Services Authority No. 413234. Registered
Office:
Willow End Park, Blackmore Park Road, Malvern, WR13 6NN. Registered in England No.
5112844
Mortgages at Stirling House Coventry
In the UK marketplace today there are many types of mortgage available but only two
methods of repaying the mortgage - a repayment mortgage or an interest only mortgage.
We are able to source both types of mortgage to fit our clients’ needs.
Types of Mortgage
Repayment Mortgage - guarantees that the mortgage will be repaid at the end of the
specified period if all payments are made on time.
Interest Only Mortgage - only the interest on the mortgage is paid - there must be
a separate means of repaying the capital in place, such as an endowment, an ISA or
a pension.
Self Certification Mortgages - the lender does not ask for proof of income from the
borrower.
Adverse Credit Mortgages - suitable for those who may have problems obtaining a mortgage
due to previous credit problems.
Remortgages - a new mortgage is taken out on a person’s property, perhaps to obtain
a better mortgage deal or to raise capital for other purposes.
Whichever your chosen method of repayment, we will research the market to find the
best deals for you that we can.
Once we have found the right deal for you we will follow through with submitting
the application on your behalf and chasing the lenders for completion.
Our aim is to take as much of the hassle as we can away from you so you can relax.